Super Visa

SuperVisa, Immigrants, returning Canadians, Visitors to Canada Health Insurance

SuperVisa, what coverage is required? Insurance policy must be:

  • Valid for a minimum of 1 year from the date of entry
  • Paid in full or in instalments with a deposit (quotes aren’t accepted)
  • Cover health care, hospitalization and repatriation
  • Provide a minimum of $100,000 of emergency coverage

For more information please check the government site -

"Super visa for parents and grandparents: Who can apply"

Deductable options
Ranging from 0 to 10,000 $ providing up to 45% discount
Emergency medical treatment includes
Services of a physician, private day nursing, x-ray and laboratory services
Amount per treatment & practitioner
Up to $600 for any one incident per practitioner for licensed: physiotherapists, chiropractors, chiropodists, osteopaths, podiatrists, optometrists and acupuncturists
Dental Emergencies
Up to $6,000 for dental accidents during the trip
Deductable options
Ranging from 0 to 10,000 $ providing up to 40% discount
Emergency medical treatment includes
Services of a physician, surgeon, anesthetist diagnostics, lab test and/or x-ray; licensed local land and or sea ambulance to the nearest hospital; private duty services of a registered graduate nurse up to $10,000
Amount per treatment & practitioner
Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist when ordered by the attending physician up to $500 per practitioner for out-patient treatment
Dental Emergencies
Up to $500 for the immediate relief of acute dental pain
Deductable options
Emergency medical treatment includes
The emergency services of a legally licensed physician, surgeon, or anaesthetist up to sum insured. Follow-up visits as prescribed by the attending physician at the time of the emergency
Amount per treatment & practitioner
Chiropractor, osteopath, podiatrist/chiropodist, physiotherapist or acupuncturist up to $500 per profession
Dental Emergencies
Up to $4,000 for emergency treatment or services to whole or sound natural teeth

Looking for another option?

Why Visitors Need Insurance?

It’s important for visitors to know that your medical insurance from your home country may not cover you for unexpected emergencies. In fact, the Government of Canada highly recommends that you have a $100,000 minimum in travel insurance coverage, since Canadian medical care can be costly if you aren’t a resident. You should arrive prepared for any unexpected mishaps or emergencies with travel insurance.

Individuals not covered by the Canadian Provincial Government Health Insurance Plan will be charged high prices to receive healthcare services in Canada:

  • A medical emergency can easily cost in excess of 150,000 CAD
  • A hospital stay per day can be as much as 3,000 CAD
  • A doctor or clinic visit can be over 250 CAD
  • MRI can cost over 2,500 CAD

How Visitors to Canada Emergency Insurance Works

Ingle International’s Visitor to Canada Insurance is a comprehensive option for all ages that includes coverage for emergency medical treatment and hospital care for sickness or injury, doctor, ambulance, x-ray and diagnostic lab services, prescription medication and more—including 24/7 emergency assistance.

When it comes to qualifying for coverage, there are 3 important points to note:

  • Regardless of your age, the first step in the purchase process is ensuring you’re eligible for coverage. Review the “eligibility” section of the policy and/or contact your trusted insurance professional for assistance.
  • If you’re 59 years or younger, you won’t need to complete a Medical Health Questionnaire. (Tugo)
  • If you’re 60 years or older, you’ll need to complete a straight-forward short Medical Health Questionnaire to determine the cost of your policy (also known as the “premium”). Plus can offer a coverage that will exclude your pre existing conditions. (Tugo)
  • Some providers don’t do medical questionnaire but work with stability clauses at each level. (Destination)

Enjoy these 10 benefits when you choose to protect yourself with Ingle International Visitors to Canada Insurance:

  1. COVID-19 coverage

    You’ll be covered for COVID-19 related medical emergencies if you have symptoms of COVID-19 and test positive for and are diagnosed with COVID-19 while visiting Canada. But remember, mandatory COVID-19 tests (including any COVID-19 test taken to meet government requirements) aren’t covered, regardless of the test results.

  2. Competitive pre-existing medical condition coverage

    Even if you already have a medical condition, we’ve got you covered, as long as you meet the policy’s stability requirements for pre-existing medical conditions.

  3. Waiting period requirements

    If your travel insurance is purchased before arriving in Canada, there’s no waiting period for any claims related to sickness. The waiting period doesn’t apply to injury.

    However, if you didn’t buy coverage before arriving in Canada, you can still buy coverage once you get here, taking into account a:

    • 48-hour waiting period on disease or illness if the policy is purchased within 60 days (Tugo) or 30 days (Destination) after arrival in Canada
    • 7-day (Tugo) or 10 day (Destination) waiting period on disease or illness if policy is purchased 61 days (Tugo) or 30 days (Destination) or more after arrival in Canada
  4. Coverage outside of Canada

    You can enjoy coverage for worldwide travel, as long as the majority of your period of coverage is spent in Canada. To be covered for side-trips outside of the country, you must have travelled to Canada first.

    Note: Visiting your home country during your coverage period is allowed during the policy period, but expenses incurred in your home country won’t be covered.

  5. Follow-up post-medical emergency visits

    If you need to visit the doctor after an emergency medical treatment, you’re entitled to 5 follow-up visits, as long as they take place within 14 days of your initial emergency medical treatment (Tugo) or insurer will pay up to $3,000 for doctor follow up visits (Destination).

  1. 24-hour accident insurance

    Get up to $25,000 (Tugo) or $150,000 (Destination) coverage for death or dismemberment as a result of an accident.

  2. Professional medical services

    Up to $600 for any one incident per licensed practitioner, including:

    • Physiotherapists
    • Chiropractors
    • Chiropodists
    • Osteopaths
    • Podiatrists
    • Optometrists
    • Acupuncturists
  3. Maternity benefit

    You can be covered up to $6,000 (Tugo) for pre-natal care and delivery, and/or complications from these within the 9 weeks before the expected date of delivery, provided the pregnancy began after the effective date of the policy.

  4. Family & Friends plan

    This special rate is available for up to 2 adults 59 years of age and younger, travelling with up to 6 children. This is applicable to children up to age 21 years of age, if residing with their parents/guardians or up to age 25, if they’re full-time students. No age limit applies for children with cognitive, developmental or physical disabilities.

  5. Sports & Activities Coverage

    Many sports and activities are covered under the Visitors to Canada Emergency Medical Insurance plan at no extra cost. But, if you’re a more daring traveller and want to backcountry ski or snowboard, mountaineer, or participate in white water sports (Class VI), you’ll need to add Optional Sports & Activities Coverage.

    One last tip…

    If you’re looking for additional coverage as a visitor, you can always add non-medical options like Trip Cancellation & Trip Interruption Insurance or Trip Interruption Insurance Only to emergency medical coverage to protect your travel investment.

    Safe travels ahead!

A trusted name in the industry, Ingle Health provides customized travel insurance solutions for anyone studying, working, or living anywhere in the world. Representing insurers worldwide, Ingle Health will find the right insurance product to suit the unique travel needs of groups and individuals. Ingle Health is part of the Ingle Group of Companies, specializing in insurance, health care, and emergency assistance services since 1946.